Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
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Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
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Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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As well as undertaking business-as-usual activities across each functionality, the NESPF has also experienced many achievements throughout 2024.
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The NESPF will close at 12pm on Tuesday 24th December and reopen at 10am on Monday 6th January for the Christmas break.
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Every year, the number of people become victims of pension scams is increasing, with millions lost to scammers annually, some even losing life-savings.
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Talk Money Week runs from 4th – 8th November 2024 and is an annual initiative designed to encourage us to tackle the taboo and talk about money.
